[가상화폐]미국 재무부의 자금 세탁 및 테러리스트의 범죄 금융에 대한 규제

https://www.coindesk.com/treasury-official-department-working-irs-police-crypto-exchanges/

[참조기사링크]

The U.S. Department of Treasury is ramping up its enforcement against the potential for money laundering and criminal financing through cryptocurrencies.

Improving "anti-money laundering/combating the financing of terrorism (AML/CFT)” rules is one part of regulating the "evolving threat" of cryptocurrencies, according to Under Secretary for Terrorism and Financial Intelligence Sigal Mandelker, who testified before the Senate Banking, Housing and Urban Affairs Committee on Wednesday.

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Financial institutions need to implement new rules to ensure they are complying with new regulations, which will include a new "due diligence" rule which takes effect in May 2018, she said.

Cryptocurrency exchanges fall under this umbrella, Mandelker said, outlining how the Treasury Department's Financial Crimes Enforcement Network (FinCEN) would work with exchanges to ensure criminal parties were not using cryptocurrencies to transfer funds.

She explained:

“To ensure that virtual currency providers and exchangers know the rules and follow them, FinCEN has prioritized engagement with – and examination of – these entities, focusing both on the approximately 100 that have registered with FinCEN as money transmitters as required, as well as those that have not.”

The agency has partnered with the Internal Revenue Service to recommend actions some of these exchanges can take to better comply with existing regulations, she said. Mandelker also noted that the U.S. is cooperating with other countries to regulate cryptocurrencies in general.

The European Union is in the process of developing more stringent regulations for financial institutions to prevent terrorist financing.as well, she said.

FinCEN has already begun taking enforcement actions as well, she said, citing the U.S.’s shutdown and fine on the former BTC-e exchange, as well as the fine on its alleged operator Alexander Vinnik.

Legal paraphernalia image via Shutterstock

[내용 요약]

미국 재무부 (Department of Treasury)는 암호화폐를 사용하여 잠재적인 자금 세탁 및 테러리스트의 범죄 금융에 대한 집행을 강화하고 있습니다. '돈세탁 방지/테러 자금 조달 (AML/CFT)을 방지하는 것은 암호화폐에 대한 규제의 한 부분일 뿐입니다. 암호화폐 거래소를 비롯한 금융 기관은 2018년 5월 시행되는 새로운 '실사 (due diligence)'규칙을 포함하여 새로운 규정을 준수할 수 있도록 새로운 규칙을 준수해야 합니다. 재무부의 금융 범죄 집행 네트워크 (FinCEN)는 암호화폐 거래소들에 초점을 맞춰 우선순위로 규정을 준수하고 있는지 검토할 예정입니다. 또한, 재무부는 국세청 (Internal Revenue Services) 및 기타 국가들과 협력하여 암호화폐를 규제하려고 합니다.